IRS Deadline: February 1, 2027 Watch our video

IRS Form

1099-DIV

Dividends and Distributions

E-File Now All Forms
Filing Deadline
February 01, 2027
Reporting Threshold
$10 or more
Who Files
Banks and financial institutions paying dividends

How to File Form 1099-DIV: Step by Step

File your 1099-DIV forms with the IRS in about 10 minutes on Tax Form Hero. Built for banks, brokerages, corporations, and fund administrators.

  • 1
    Create your free account

    Sign up at Tax Form Hero — there is no signup fee and no subscription. You only pay when you transmit a form. Existing users can log in and go straight to the dashboard.

  • 2
    Add your payer details

    Enter the paying entity's legal name, EIN, address, and phone number exactly as they appear on IRS records. Corporations distributing dividends to shareholders file as the payer.

  • 3
    Add your recipients (shareholders)

    Add shareholders one at a time, or bulk import your whole holder file using our Excel/CSV template. You need each recipient's legal name, TIN, address, and account number where applicable.

    Tip: run TIN Matching ($0.49/check) across your holder file first. Uncertified TINs also trigger 24% backup withholding, which must be reported in Box 4.
  • 4
    Enter the dividend amounts

    Report Box 1a total ordinary dividends, Box 1b qualified dividends, Box 2a total capital gain distributions, Boxes 2b–2f the capital gain breakdowns, Box 3 nondividend distributions, and Box 4 federal income tax withheld.

    Also complete Box 5 Section 199A dividends, Box 7 foreign tax paid, Boxes 9–10 liquidation distributions, Box 12 exempt-interest dividends, and Boxes 13–15 for state information as applicable.

  • 5
    Review, validate, and choose add-ons

    Built-in validation checks that Box 1b does not exceed Box 1a, that capital gain subtotals reconcile to Box 2a, and that TINs are present. Preview the recipient copy, then add State Filing, Print & Mail, or E-Delivery.

  • 6
    Transmit to the IRS and track status

    We transmit directly to the IRS as an authorized e-file transmitter (TCC #AN00134). Acceptance status updates within 24 hours, and Form 1096 is handled for you. Filing data and PDF copies stay available for 4 years.

    Deadlines: recipient copies are due February 1, 2027 and the IRS e-file deadline is March 31, 2027. Filers of 10 or more information returns in aggregate must file electronically.
Start Filing 1099-DIV

What is Form 1099-DIV?

Form 1099-DIV is an IRS document used to report dividend income and certain distributions paid during the tax year.

It's issued by banks, financial institutions, and other entities that pay dividends to investors.

Who needs to file Form 1099-DIV?

  • A bank, brokerage, or other financial institution that paid $10 or more dividends and certain distributions during the tax year issues Form 1099-DIV to recipients.
  • It's essential for accurate reporting and tax compliance.

1099-DIV Pricing

$1.99 per 1099-DIV form No signup fee · No subscription · Volume pricing down to $0.45

Volume pricing per form

1 – 150
$1.99per form
151 – 500
$0.99per form
501 – 1000
$0.60per form
1000+
$0.45per form

Optional add-ons

State Filing $0.99 / form

Direct filing for 35+ states. CFSF states are always free.

Print & Mail $1.69 / form

USPS first-class recipient copies from a SOC 2 facility.

E-Delivery $0.19 / form

Encrypted PDF copies emailed to your recipients.

TIN Matching $0.49 / check

Validate name/TIN pairs before filing to avoid penalties.

Included at no extra cost

  • IRS e-filing as an authorized transmitter, plus Form 1096 handling
  • Free recipient PDF copies to download and share
  • Bulk Excel/CSV import and built-in error validation
  • CFSF state filing for participating states
  • Secure storage of your filing data for 4 years

1099, 1098, W-2G, and 5498 forms share this tier table. Volume tiers are calculated across all forms you file in a tax year.

Estimate Your Filing Cost

Frequently Asked Questions: Filing 1099-DIV Online

Common questions about e-filing Form 1099-DIV with Tax Form Hero. Still stuck? Contact our support team or browse the full FAQ page.

Banks, brokerages, mutual funds, and any corporation or entity that paid $10 or more in dividends and other distributions on stock during 2026. You must also file for anyone from whom you withheld federal income tax under backup withholding rules, and for anyone who received $600 or more in liquidation distributions — regardless of the $10 threshold.

$10 or more in dividends and other distributions. Two exceptions push the requirement lower or higher: any amount of backup withholding makes the form reportable, and liquidation distributions are reportable at $600 or more.

Recipient copies are due February 1, 2027, and the IRS e-file deadline is March 31, 2027.

Box 1a is total ordinary dividends — the full amount paid. Box 1b is the portion of Box 1a that qualifies for the lower long-term capital gains tax rate. Box 1b is always a subset of Box 1a and can never exceed it.

When a recipient fails to provide a certified TIN, provides an obviously incorrect TIN, or the IRS notifies you of an underreporting issue. Withhold at 24% and report the amount in Box 4. Running TIN Matching before you pay dividends is the cheapest way to avoid this.

$1.99 per form for your first 150 forms, dropping to $0.99 (151–500), $0.60 (501–1,000), and $0.45 (1,000+). No signup fee and no subscription. Optional add-ons: State Filing ($0.99), Print & Mail ($1.69), E-Delivery ($0.19), and TIN Matching ($0.49).

Yes, if you file 10 or more information returns in aggregate across all form types. That rule took effect for returns required to be filed on or after January 1, 2024. Tax Form Hero is an IRS-authorized transmitter (TCC #AN00134).

No. Form 1096 is the paper transmittal summary and is not required when you e-file. Tax Form Hero handles the transmittal for you.

It depends on the state. We support direct filing for 35+ states at $0.99 per form, and CFSF states are always included at no extra cost. See our State Filing page.

Yes. Download our Excel/CSV template from the dashboard and import hundreds of 1099-DIV records at once, including capital gain breakdowns and state detail. Validation runs before you submit.

Use the 1099-DIV for dividends and distributions on stock. Use the 1099-INT for interest income such as bank account interest and bond interest. Money market fund payouts are typically dividends, not interest.

$60 per form if filed within 30 days late, $130 per form if filed after that but by August 1, and $340 per form if filed after August 1 or not at all. Intentional disregard raises the penalty to at least $680 per form with no maximum.

Still have a question about your 1099-DIV?

Our support team files these every day and can walk you through it.

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Deadline for Filing Form 1099-DIV (Tax Year 2026)

February 01, 2027

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1099-DIV Pricing

$1.99 per form

Volume pricing as low as $0.45 per form. No signup fee, no subscription.

  • 1 – 150 forms $1.99
  • 151 – 500 forms $0.99
  • 501 – 1000 forms $0.60
  • 1000+ forms $0.45
  • State filing $0.99
  • Print & mail $1.69
  • E-delivery $0.19
  • TIN matching $0.49
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