1099-NEC deadline · Feb 1, 2027 Tax year 2026 brings a $2,000 reporting threshold, new tips and overtime boxes, and the end of FIRE. What changed for 2026 Free FIRE converter Collect a W‑9
IRS Form

Dividends and Distributions

File 1099-DIV Online

E-file 1099-DIV for dividends and distributions of $10 or more paid to shareholders during the 2026 tax year. TaxFormHero offers bulk import from Excel, TIN matching, secure IRS transmission, and a filing deadline of March 31, 2027. E-filing starts from $1.99 a form with no signup fee or ongoing subscription requirements.

E-File Now All Forms

  • 4.5/5

  • 52,000+

    Filers served

  • Authorized IRS e-file Provider

    Authorized e-file provider

  • $0

    Signup fee or subscription

  • 4 yrs

    Filings stored and downloadable

E-File Deadline
March 31, 2027
Reporting Threshold
$10 or more
Who Files
Corporations, banks, brokerages, funds & other payers

How to File Form 1099-DIV: Step by Step

File your 1099-DIV forms with the IRS in about 10 minutes on TaxFormHero. Built for banks, brokerages, corporations, and fund administrators.

  • 1
    Create your free account

    Sign up at TaxFormHero — there is no signup fee and no subscription. You only pay when you transmit a form. Existing users can log in and go straight to the dashboard.

  • 2
    Add your payer details

    Enter the paying entity's legal name, EIN, address, and phone number exactly as they appear on IRS records. Corporations distributing dividends to shareholders file as the payer.

  • 3
    Add your recipients (shareholders)

    Add shareholders one at a time, or bulk import your whole holder file using our Excel/CSV template. You need each recipient's legal name, TIN, address, and account number where applicable.

    Tip: run TIN Matching ($0.49/check) across your holder file first. Certain missing, incorrect or uncertified TIN situations can require 24% backup withholding, reported in Box 4. Special awaiting-TIN timing rules can apply to dividend payments, so check the current IRS rules before you withhold.
  • 4
    Enter the dividend amounts

    Report Box 1a total ordinary dividends, Box 1b qualified dividends, Box 2a total capital gain distributions, Boxes 2b–2d the capital gain breakdowns, Boxes 2e–2f the Section 897 fields that only RICs and REITs complete, Box 3 nondividend distributions, and Box 4 federal income tax withheld.

    Also complete Box 5 Section 199A dividends, Box 7 foreign tax paid, Boxes 9–10 liquidation distributions, Box 12 exempt-interest dividends, and Boxes 13–15 for state information as applicable.

  • 5
    Review, validate, and choose add-ons

    Built-in validation checks that Box 1b does not exceed Box 1a, that capital gain subtotals reconcile to Box 2a, and that TINs are present. Preview the recipient copy, then add State Filing, Print & Mail, or E-Delivery.

  • 6
    Transmit to the IRS and track status

    As an IRS-authorized e-filing platform, we transmit your forms directly to the IRS. Acceptance status updates within 24 hours, and Form 1096 is not required when you e-file — the filing information goes to the IRS electronically, so there is no paper transmittal to prepare. Filing data and PDF copies stay available for 4 years.

    Deadlines: recipient copies are due February 1, 2027 and the IRS e-file deadline is March 31, 2027. Filers of 10 or more information returns in aggregate must file electronically.
Start Filing 1099-DIV

1099-DIV thresholds and deadlines by tax year

Payments made in General Form 1099-DIV threshold E-file deadline
2026 $10 or more March 31, 2027 General $10 floor unchanged; liquidations rose to $2,000
2025 $10 or more March 31, 2026
2024 and earlier $10 or more Check the deadline for that tax year The $10 floor has not changed

What is Form 1099-DIV?

Form 1099-DIV is an IRS document used to report dividend income and certain distributions paid during the tax year.

It's issued by banks, financial institutions, and other entities that pay dividends to investors.

Who needs to file Form 1099-DIV?

  • Any corporation, bank, brokerage, fund or other entity that paid $10 or more in dividends and certain distributions on stock during the tax year files Form 1099-DIV. It is not limited to financial institutions.
  • Two cases sit outside the $10 figure. A recipient paid $2,000 or more in money or other property as part of a liquidation is reportable at that amount for tax year 2026, and any amount of federal income tax withheld under the backup withholding rules makes the form reportable however small the distribution was.
  • It's essential for accurate reporting and tax compliance.

1099-DIV Pricing

$1.99 per 1099-DIV form No signup fee · No subscription · Volume pricing down to $0.45

Volume pricing — each band charged at its own rate

Volume band Charged at Price per form
First 150 forms 1–150 $1.99
Next 350 forms 151–500 $0.99
Next 500 forms 501–1,000 $0.60
Beyond 1,000 every form after $0.45

What 1,500 1099-DIV forms actually costs

First 150 forms at $1.99 $298.50
Next 350 forms at $0.99 $346.50
Next 500 forms at $0.60 $300.00
Final 500 forms at $0.45 $225.00
Total — an average of $0.78 per form $1,170.00

Optional add-ons

State Filing $0.99 / form

Direct filing for 41+ states. CFSF states are always free.

Print & Mail $1.69 / form

USPS first-class recipient copies from a SOC 2 audited facility.

E-Delivery $0.19 / form

Encrypted PDF copies emailed to your recipients.

TIN Matching $0.49 / check

Validate name/TIN pairs before filing to avoid penalties.

Included at no extra cost

  • Direct IRS e-filing — no Form 1096 needed, it is a paper transmittal
  • Free recipient PDF copies to download and share
  • Bulk Excel/CSV import and built-in error validation
  • CFSF state filing for participating states
  • Secure storage of your filing data for 4 years

1099, 1098, W-2G, 5498 forms share this tier table. Volume tiers are counted per form type within a filing, so a large batch of 1099-DIV reaches the cheapest band on its own.

Estimate Your Filing Cost

Frequently Asked Questions: Filing 1099-DIV Online

Common questions about e-filing Form 1099-DIV with TaxFormHero. Still stuck? Contact our support team or browse the full FAQ page.

Corporations, banks, brokerages, funds, and any other entity that paid $10 or more in dividends and other distributions on stock during 2026. Filing is not limited to financial institutions. You must also file for anyone from whom you withheld federal income tax under backup withholding rules, and for anyone who received $2,000 or more in money or other property as part of a liquidation — regardless of the $10 threshold.

$10 or more in dividends and other distributions. Two exceptions sit outside that figure: any amount of backup withholding makes the form reportable, and liquidation distributions are reportable at $2,000 or more for tax year 2026. That liquidation figure was $600 for earlier years and is adjusted for inflation going forward.

Recipient copies are due February 1, 2027, and the IRS e-file deadline is March 31, 2027. The February 1 date is not arbitrary: January 31, 2027 falls on a Sunday, and the IRS General Instructions for Certain Information Returns say, "If the regular due date falls on a Saturday, Sunday, or legal holiday in the District of Columbia or where the return is to be filed, file by the next business day."

Box 1a is total ordinary dividends — the full amount paid. Box 1b is the portion of Box 1a that qualifies for the lower long-term capital gains tax rate. Box 1b is always a subset of Box 1a and can never exceed it.

Backup withholding may apply when a recipient fails to furnish a TIN in the required manner, after certain IRS incorrect-TIN notices, or when the IRS notifies you that the recipient is subject to backup withholding because of underreported interest or dividends. The rate is 24% and the amount withheld goes in Box 4. Timing differs by trigger, and special awaiting-TIN rules can apply to dividend payments, so follow the current IRS rules rather than withholding on the next payment automatically. TIN Matching can identify a name/TIN mismatch before you file, but it does not replace the required payee certifications or the backup-withholding rules.

$1.99 per form for your first 150 forms, dropping to $0.99 (151–500), $0.60 (501–1,000), and $0.45 (1,000+). No signup fee and no subscription. Optional add-ons: State Filing ($0.99), Print & Mail ($1.69), E-Delivery ($0.19), and TIN Matching ($0.49).

Yes, if you file 10 or more information returns in aggregate across all form types. That rule took effect for returns required to be filed on or after January 1, 2024. TaxFormHero is an IRS-authorized e-filing platform.

No. Form 1096 is the paper transmittal summary and is not required when you e-file. TaxFormHero handles the transmittal for you.

It depends on the state. We support direct filing for 41+ states at $0.99 per form, and CFSF states are always included at no extra cost. See our State Filing page.

Yes. Download our Excel/CSV template from the dashboard and import hundreds of 1099-DIV records at once, including capital gain breakdowns and state detail. Validation runs before you submit.

Use the 1099-DIV for dividends and distributions on stock. Use the 1099-INT for interest income such as bank account interest and bond interest. Money market fund payouts are typically dividends, not interest.

These are the amounts for returns required to be filed in 2026. They are adjusted for inflation each year, so a 2027 filing will carry slightly higher figures. $60 per form if filed within 30 days late, $130 per form if filed after that but by August 1, and $340 per form if filed after August 1 or not at all. Intentional disregard raises the penalty to at least $680 per form with no maximum.

Deadline for Filing Form 1099-DIV (Tax Year 2026)

Recipient copy February 1, 2027
Paper to IRS March 1, 2027
E-file to IRS March 31, 2027

Filing 10 or more information returns in aggregate means e-filing is required, so the e-file date is the one that applies to most filers.

Reviewed by Nazrul Huda, MSA, IRS PTIN Holder · last reviewed

File This Form

E-File 1099-DIV Now View All Forms

Before You File

Make sure you have the recipient's correct legal name and TIN before filing. If you need to request taxpayer information, you can collect it securely through TaxFormHero.

W-9 collection software

Related Forms

Need Help?

Our support team can walk you through filing 1099-DIV.

Contact Support