1099-NEC deadline · Feb 1, 2027 Tax year 2026 brings a $2,000 reporting threshold, new tips and overtime boxes, and the end of FIRE. What changed for 2026 Free FIRE converter Collect a W‑9
For businesses that file their own 1099s

Get the W‑9. Check the TIN. File the form.

TaxFormHero is the straightforward way to get contractors and vendors ready before January becomes a chase. Send a secure W‑9 request, get the signed form back as a PDF, verify the name and taxpayer ID, then e‑file 1099s, W‑2s and 20+ IRS forms from the same account. No signup fee. No subscription.

IRS-authorized20+ IRS forms41+ state filing SOC 2 Type IRecords kept 4 years
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How does a small business file a 1099?

The short answer

Collect a signed Form W‑9 from the contractor, check that the name and taxpayer ID on it agree with IRS records, enter or import the amounts you paid, then file electronically. With TaxFormHero all four steps happen in one account. Filing costs $1.99 per form and falls with volume; there is no signup fee and no subscription. For tax year 2026 a 1099‑NEC is due to the IRS and the recipient by February 1, 2027, and only payments of $2,000 or more need a form.

Request the W‑9

Send a secure signing link the moment you hire or first pay someone. They sign online without creating an account, and the completed form comes back as a PDF.

Verify the name and TIN

Check the certified legal name and taxpayer ID against IRS records before the return exists. The answer comes back in seconds, not overnight.

Prepare the return

Type the amounts for a short list, or import a spreadsheet for a long one. Either way the forms arrive as drafts you review before anything is sent.

File and deliver

Submit the finished forms. Status returns to your dashboard, usually within 24 hours, and recipient copies go out by download, secure link or post.

1099 filing for a small business, at a glance

Every number on this page comes from the same place the cart reads, so what you see here is what you are charged.

Key facts for a small business filing 1099s with TaxFormHero
QuestionAnswer
What does it cost to file one 1099?$1.99 per form, falling to $0.45 at high volume
Is there a signup fee or subscription?No. You pay per form, only when you submit
Can I build a filing before paying?Yes — payment happens at checkout
When is the 1099-NEC due for tax year 2026?February 1, 2027, to the IRS and the recipient
What is the reporting threshold?$2,000 for tax year 2026, up from $600
Must I e-file?Yes, at 10 or more information returns of all types combined
How many form types are supported?20+, including the 1099 series, W-2, 1098, 5498 and ACA
Do I prepare Form 1096 or W-3?No — handled for you
How long are records kept?Four years, in the account you filed from

The work happens before the form

A 1099 is easy once the information is right. Getting a legal name, a tax ID and a signature out of someone after the work is done is the hard part.

W-9 request sent Payee signs it Name & TIN verified 1099 filed
Ask for the W‑9 while they are still listening

One paid request is $0.69 and covers the secure signing link, the completed Form W‑9 as a PDF, the recipient record created in your account, and the TIN match on what they certified. Send one, or import a list and send many. A dashboard shows who has signed and who needs a reminder.

An instant answer, not a file that comes back tomorrow

TaxFormHero uses IRS e‑Services Interactive TIN Matching, so each name-and-TIN pair is answered in seconds — including records you select from an uploaded spreadsheet. You see Verified, Mismatch or Unverified against the recipient while you are still working. A separate check is $0.49.

What a mismatch usually means

Almost always a data problem rather than a fraud problem: a married name that changed, a trading name used where the sole proprietor's legal name belongs, or a transposed digit. Fix the record or request a fresh W‑9 before you file, not after the notice arrives.

Worth being precise about: a verified name and TIN is not a statement that the return is complete or correct. It confirms the pair agrees with IRS records. What you paid, which form it belongs on, where it is delivered and which states want a copy are still yours to get right.

Pricing that does not follow you all year

Pay per form. No plan to cancel once filing season is over.

Per-form price for 1099, 1098, W-2G and 5498 filings
Filing volumeWhich formsPrice per form
First 150 forms forms 1–150 $1.99
Next 350 forms forms 151–500 $0.99
Next 500 forms forms 501–1,000 $0.60
Beyond 1,000 forms every form after $0.45

How the bands work

Each band is charged at its own rate. The cheaper rate applies only to the forms inside that band — it is not applied backwards across the whole order. Filing 250 forms therefore costs $397.50 before any extras, an average of $1.59 per form.

Optional extras, added only to the forms you choose
Add-onWhat it doesPrice
State filing Files the return with the state that wants it. Combined Federal/State filing is included at no charge for participating states. $0.99
Secure e-delivery Sends the recipient copy through a single-use link, and collects and records the consent the IRS requires first. $0.19
Print & mail Prints and posts the recipient copy by USPS first-class mail from a SOC 2 and HIPAA-compliant facility. $1.69
TIN matching Checks a name and taxpayer ID against IRS records before you file. Included free inside a W-9 request. $0.49
W-9 request Secure signing link, the signed PDF back, a recipient record created, and TIN matching included. $0.69

Recipient PDF copies are free to download whenever you want to handle delivery yourself. Run your own numbers in the calculator before you file.

One account for 1099s, W‑2s and more

Type a short list. Import a long one. Either way you review drafts before anything is transmitted.

Entering forms by hand compared with importing a spreadsheet
Enter by handImport a spreadsheet
Best whenA handful of contractorsDozens or hundreds
You start fromA blank form on screenThe template for that form type
File types—Excel or CSV
What you get backA draft formOne draft per row
Filed automatically?No — you review and submitNo — you review and submit
Add-ons chosenPer form, at checkoutPer form, at checkout

TaxFormHero files 1099‑NEC, 1099‑MISC, 1099‑K, 1099‑DA, W‑2, the ACA 1095 forms, 1098 and 5498 series and more — over twenty IRS form types in all. Returns are transmitted through IRS IRIS, and acceptance normally lands on your dashboard within 24 hours. Browse every supported form and its deadline.

Your records stay where you can find them

Concrete claims, because a security promise that cannot be checked is not worth making.

How TaxFormHero handles your filing data
AreaWhat is in place
Independent auditAICPA SOC 2 Type I for the Security trust services criteria, unqualified opinion issued by Prescient Assurance LLC in October 2025
Encryption256-bit encryption at rest and in transit
Account accessOptional two-factor authentication
RetentionFiling data and PDF copies available for four years
IRS authorisationIRS-authorized e-file provider, transmitting through IRIS

The four-year window is practical as much as protective. When a recipient, a bookkeeper or a future version of you needs a copy of something filed three Januaries ago, it is in the account it was filed from. Read the full security and compliance detail.

FAQ

Small business 1099 questions

No. Create an account, add your payer details and recipients, and prepare the forms with nothing to pay. Payment happens at the end, when you select the finished forms, add them to the cart and submit them. If you build a filing and decide not to send it, you are not charged.

Filing starts at $1.99 per form and falls as the count rises. There is no signup fee, no subscription and no minimum. Optional extras are priced separately: state filing $0.99 per form, secure e-delivery $0.19 per form, print and mail $1.69 per form.

For tax year 2026 the 1099-NEC is due to the IRS and to the recipient by February 1, 2027. The usual January 31 date falls on a Sunday that year, so it moves to the next business day. Other forms in the 1099 series have later dates when filed electronically.

For tax year 2026 the reporting threshold for nonemployee compensation and several other payment types rises from $600 to $2,000, and it is indexed for inflation after that. Below the threshold no form is required, though your own bookkeeping still needs the payment recorded. Some forms keep their own thresholds.

Yes. One paid W-9 request costs $0.69 and covers the secure signing link, the completed Form W-9 returned as a PDF, the recipient record created in your account, and the TIN match on the certified name and taxpayer ID. There is nothing further to buy for that payee.

No, and they answer different questions. The W-9 is the payee's own certification of their legal name and taxpayer ID, and it is the document you keep. TIN matching checks whether that name and number agree with IRS records. Collect the W-9 first, then verify it before you file.

Yes. Download the template for the form you are filing, put one recipient on each row, and upload it as Excel or CSV. The recipients and their box amounts arrive as draft forms for you to review. Start from the TaxFormHero template rather than a spreadsheet of your own, so the columns and formatting match the importer.

No. Those transmittals accompany paper filings, and TaxFormHero files electronically through the IRS. The transmittal is handled for you, so there is nothing separate to print, sign or post.

If you file ten or more information returns of all types combined, yes. The count is an aggregate across form types, so nine 1099-NECs and two W-2s puts you over the line. Below ten you may still file electronically, and most businesses do because it is faster and the acknowledgement is recorded.

Recipient PDFs are free to download and send yourself. If you would rather not handle it, secure e-delivery is $0.19 per form and collects the recipient consent the IRS requires, or print and mail is $1.69 per form through a USPS first-class service.

Open the original payer, tax year and form, mark the return as corrected, change what was wrong, save it and file it again. The recipient needs a corrected copy as well. Corrections are charged at your current per-form rate, because each one is transmitted to the IRS as a new return.

Filing data and PDF copies stay available in your account for four years. That covers the ordinary case of a recipient, a bookkeeper or a lender asking for an old copy long after the season is over.

Start before filing week starts

Collect the W‑9, get the name and TIN right, and leave filing as the last small step rather than a scavenger hunt.

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